Judicial / Non-Judicial (Timeshare §27-32-310)

South Carolina

46 counties indexed · 10,056 est. 2025 filings

E-Filing Portal

SC Courts E-Filing Portal

Doc Format

PDF (text-searchable)

File Size Limit

8 MB per document / 40 MB per submission

Mandatory E-Filing

Yes — Attorneys

Foreclosure Process Overview

South Carolina is a 100% judicial foreclosure state. The lender files a Complaint in the Court of Common Pleas. A Lis Pendens must be filed no more than 20 days before the complaint AND at least 20 days before the foreclosure decree. In counties with a Master-in-Equity (23 of 46), an Order of Reference transfers the case to the MIE. A Certificate of Compliance under §29-3-100 is required. After default or hearing, a Final Judgment is entered and the property sold.

Statewide Filing Requirements

Document Standards

Required FormatPDF (text-searchable)

File Size Limit8 MB per document / 40 MB per submission

Mandatory E-FilingYes — all attorneys

Filing Fee$150.00 for new civil cases

E-Recording Vendors

Simplifile

CSC (Corporation Service Company)

ePN/GOePN

Typical Documents Filed

1Summons

2Complaint

3Lis Pendens

4Certificate of Compliance (§29-3-100)

5Order of Reference (MIE counties)

6Answer/Default

7Affidavit of Amounts Due

8Final Judgment of Foreclosure

9Notice of Sale

10Deed of Sale

11Deficiency Judgment (if applicable)

Master-in-Equity (MIE) — 23 of 46 Counties

South Carolina has 23 counties with a Master-in-Equity court. In these counties, an Order of Reference is required to transfer the foreclosure case from the Court of Common Pleas to the MIE. The MIE handles most mortgage foreclosure actions. Always verify whether your county has an MIE before filing.

Lis Pendens Timing: Must be filed ≤20 days before complaint AND ≥20 days before foreclosure decree (SC Code §15-11-10).