ForeclosureCompass
State, county, and judge-specific requirements for residential and timeshare foreclosure practice across all U.S. jurisdictions.
States Covered
4
FL, SC, OH, AZ
Counties Indexed
216
All jurisdictions
Case Types
5
Residential, Timeshare & More
Foreclosure Type
Mixed
Judicial & Non-Judicial
Select a scenario to get a guided, step-by-step checklist tailored to your case type and jurisdiction.
Residential Foreclosure
Bank referral with a defaulted mortgage. Get county-specific requirements, judge preferences, and a complete filing checklist.
Timeshare Foreclosure
Batch of defaulted timeshare owners. Understand judicial vs. non-judicial options, consolidated actions, and developer requirements.
Florida
Counties
67
2025 Filings
34,050
South Carolina
Counties
46
2025 Filings
10,056
Ohio
Counties
88
2025 Filings
24,664
Arizona
Counties
15
2025 Filings
14,940
SC Lis Pendens Timing
Must be filed no more than 20 days before the complaint AND at least 20 days before the foreclosure decree (§15-11-10). Failure to comply may invalidate the proceeding.
FL Mandatory E-Filing
All attorneys must e-file through the Florida Courts E-Filing Portal (Rule 2.525). Documents must be PDF/A format. File size limit: 50 MB per document.
FL Timeshare — Non-Judicial Option
Florida §721.855 allows non-judicial (trustee) foreclosure of timeshare assessment liens — significantly faster than judicial foreclosure. Consolidated actions under §721.83 allow multiple units in one filing.
AZ Trustee’s Sale — 91-Day Rule
Arizona non-judicial foreclosures (A.R.S. §33-807) require the Notice of Trustee’s Sale to be recorded at least 91 days before the sale date. Sales conducted before 91 days are void. Anti-deficiency rules (A.R.S. §33-814) bar deficiency judgments on qualifying residential properties.