Indiana
92 counties indexed · 23,849 est. 2025 filings
E-Filing Portal
Indiana E-Filing (Odyssey/Tyler Technologies)
Doc Format
PDF (text-searchable preferred)
File Size Limit
25 MB per document
Mandatory E-Filing
Yes — Attorneys
Foreclosure Process Overview
Indiana is a judicial foreclosure state. The process begins with a mandatory 30-day presuit notice by certified mail (IC 32-30-10.5-8). After filing, defendants have 20 days to answer. Borrowers may request a settlement conference within 30 days of receiving the summons. After judgment, the sheriff schedules a sale with 3 weeks of published notice. There is no post-sale redemption period in Indiana — the sale is final upon court confirmation. Typical timeline: 6–12 months for uncontested cases, 12–24 months for contested cases.
Statewide Filing Requirements
Document Standards
E-Recording Vendors
Typical Documents Filed
Indiana Mortgage Foreclosure — 100% Judicial State (IC 32-30-10)
Indiana is governed by IC 32-30-10 (Mortgage Foreclosure Actions) and IC 32-30-10.5 (Residential Mortgage Foreclosure). All foreclosures are judicial — filed in Circuit or Superior Court. E-filing via mycase.in.gov (Odyssey/Tyler Technologies) is mandatory statewide for all attorneys (Indiana Trial Rule 86). The statewide base filing fee for Mortgage Foreclosure (MF) case type is $157.00.
Presuit Notice Required
IC 32-30-10.5-8: Must send 30-day presuit notice by certified mail to borrower before filing. Failure to comply is a defense. Notice must include loss mitigation options.
Settlement Conference Right
Borrower may request a settlement conference within 30 days of receiving the summons. No mandatory mediation program — but settlement conference right is statutory. Marion County: Indiana Foreclosure Prevention Network (1-800-GetHopeNow).
No Post-Sale Redemption
Indiana has no post-sale redemption period. The sheriff's sale is final upon court confirmation. Sheriff's sale requires 3 weeks of published notice. Deposit: 10% at sale, balance within 30 days.
⚠ Best Practice: Always verify current judge assignments and local rules at in.gov/courts/local/{county}-county before filing. Marion County (Indianapolis) and Lake County (Crown Point) have the highest volume and most complex local rules.