Judicial / Non-Judicial (Timeshare §721.855)

Florida

67 counties indexed · 34,050 est. 2025 filings

E-Filing Portal

Florida Courts E-Filing Portal

Doc Format

PDF/A

File Size Limit

50 MB per document

Mandatory E-Filing

Yes — Attorneys

Foreclosure Process Overview

Florida is a 100% judicial foreclosure state. The lender files a complaint in Circuit Court. After service, if no answer is filed, a default is entered. The case proceeds to summary judgment or trial. A Final Judgment of Foreclosure is entered, and the property is sold at public auction (online via county-specific vendor). The clerk issues a Certificate of Sale, then Certificate of Title after the objection period.

Statewide Filing Requirements

Document Standards

Required FormatPDF/A

File Size Limit50 MB per document

Mandatory E-FilingYes — all attorneys

Filing FeeVaries by claim amount; see county fee schedule

E-Recording Vendors

Simplifile

CSC (Corporation Service Company)

ePN/GOePN

Typical Documents Filed

1Complaint

2Civil Cover Sheet (Form 1.997)

3Lis Pendens

4Summons

5Notice of Action

6Affidavit of Diligent Search

7Motion for Default

8Default

9Motion for Summary Judgment

10Final Judgment

11Notice of Sale

12Certificate of Sale

13Certificate of Title

Florida Timeshare — Non-Judicial Option Available

Florida §721.855 allows non-judicial (trustee) foreclosure of timeshare assessment liens — significantly faster than judicial foreclosure. Consolidated actions under §721.83 allow multiple timeshare units to be foreclosed in a single proceeding. See the Timeshare Rules tab for full details.